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Coverage Education

Understand the types of coverage and what you actually need.

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$500 vs. $1,000 Car Insurance Deductible: Which Saves More?
Coverage Education

$500 vs. $1,000 Car Insurance Deductible: Which Saves More?

Should you raise your car insurance deductible to $1,000? See the break-even math, claim frequency data, and when each option makes sense for your budget.

Mar 17, 2026 · 5 min read

Roadside Assistance Coverage: Cost, Limits, and Value
Coverage Education

Roadside Assistance Coverage: Cost, Limits, and Value

Roadside assistance coverage can be cheap, but the real question is whether it fills a gap. Learn typical costs, limits, and when the add-on has value.

Apr 3, 2026 · 8 min read

How to Cancel Gap Insurance and Get Your Money Back
Coverage Education

How to Cancel Gap Insurance and Get Your Money Back

Cancel gap insurance from a dealer or insurer and get a pro rata refund. Step-by-step process, documents, and your rights.

Mar 26, 2026 · 6 min read

Gap Insurance: Dealer vs. Insurer Pricing Compared
Coverage Education

Gap Insurance: Dealer vs. Insurer Pricing Compared

Gap insurance costs $50 to $150/yr through your insurer. At a dealer, expect 5 to 10 times more. Compare pricing and avoid the markup.

Mar 26, 2026 · 5 min read

Gap Insurance: What It Covers, Costs, and Pitfalls
Coverage Education

Gap Insurance: What It Covers, Costs, and Pitfalls

Gap insurance from your insurer costs $50 to $150/yr. From a dealer, $400 to $2,500. Learn when you need it, when you don't, and how to avoid the markup.

Mar 25, 2026 · 8 min read

How Much Car Insurance Do I Actually Need? A Guide
Coverage Education

How Much Car Insurance Do I Actually Need? A Guide

State minimums won't cover a $7,191 collision claim. See exactly how much car insurance coverage you need based on your assets and situation.

Mar 24, 2026 · 8 min read

Liability vs. Full Coverage Car Insurance: Which to Pick
Coverage Education

Liability vs. Full Coverage Car Insurance: Which to Pick

Liability costs $72/mo on average while full coverage runs $150/mo. Learn what each covers, when to upgrade, and when minimum is enough.

Mar 24, 2026 · 7 min read

Types of Car Insurance Coverage Explained: A Full Guide
Coverage Education

Types of Car Insurance Coverage Explained: A Full Guide

Learn the 6 main types of car insurance coverage, what each one protects, and how much you actually need. Clear explanations with real costs.

Mar 24, 2026 · 7 min read

Why Is Car Insurance So Expensive? 2026 Data and Trends
Coverage Education

Why Is Car Insurance So Expensive? 2026 Data and Trends

Car insurance costs rose 56% since 2022 per BLS data. See the monthly trend, what's driving the increase, and how to lower your rate today.

Mar 17, 2026 · 7 min read